Stephen Bush

Six Words Describing Working Capital Finance

Working capital options have become an important topic for small business owners during the recent commercial lending crisis. These alternatives include merchant cash advances and working capital loans as well as analyzing if credit card processing costs ... Read >

Seven Words to Describe Working Capital Advances

Merchant cash advances are emerging as one of the few effective working capital financing options for small business owners. Because this small business financing approach is not well understood by most commercial borrowers, this report will provide a ser... Read >

Six Words Describing Small Business Finance

This report was produced in a direct effort to provide more understandable insights about some of the most critical business finance issues effecting commercial borrowers. Our approach in this report is to describe current commercial loan circumstances in... Read >

Seven Words to Describe Commercial Mortgage Loans

Because there are very few reliable signs indicating that commercial mortgage options are improving, business borrowers should be developing strategies for dealing with the serious ongoing commercial banking problems impacting their ability to obtain comm... Read >

Small Business Owners Might Need a Business Financing Expert

Advanced help is usually a good idea when faced with complex problems, and the use of a small business financing expert is a prudent step for commercial borrowers to take in view of continuing business lending difficulties. Small business owners are curre... Read >

Business Cash Advances and Credit Card Processing Basics

A thorough review of basic working capital financing practices should be helpful to most commercial borrowers because many businesses have experienced increased difficulty with both decreased sales and the lack of adequate bank financing. For even the mos... Read >

Working Capital Loan Choices to Replace Bank Financing

While success will be different for each business, there are several business financing choices available to consider as effective replacements for working capital financing and commercial loans previously obtained from banks which are no longer providing... Read >

Business Consulting and Planning Tools

Various strategies for cost control will be helpful for most small businesses trying to cope with reduced sales volume. Business planning and consulting are likely to be among the most effective alternatives to help small business owners deal with recent ... Read >

Small Business Basics for Commercial Mortgage Loans

The most challenging aspect in commercial borrowers reacquainting themselves with the "basics" for commercial mortgage loans is likely to be the need to not only focus on the "old basics" but also on numerous "new basics" created by a massive shift in com... Read >

How Receivables Financing Can Help Small Business Finance

Receivables factoring is a business financing option that is being reviewed by small business owners as a practical replacement for conventional bank financing. For any business that has substantial accounts receivable, the use of receivables financing is... Read >

Small Business Financing Goes into Intensive Care

An earlier article noted that business financing is effectively on life support based on recent reports of reduced business loans made by banks throughout the country. There are several reasons why intensive care comparisons might help to explain what is ... Read >

A Bumpy Ride for Business Financing

In spite of the frustrating and confusing business financing environment, a prudent commercial loans strategy is likely to produce the most effective results that can be hoped for by small business owners. With business loans and working capital financing... Read >

A New Normal for Working Capital Management and Business Loans

The best that can be hoped for under the current difficult circumstances for commercial lending and commercial loans is that a "new normal" does exist for business borrowers, although for most commercial borrowers it probably appears that there is no such... Read >

Solutions for the Small Business Financing Puzzle

The practical rationale for using a puzzle analogy in this article is to help describe an otherwise complex working capital and commercial financing situation in a more understandable way. The current commercial loan stakes for commercial borrowers could ... Read >

Small Business Basics for Working Capital Loans

The common wisdom for many complicated problems is often a variation of "it might be time to get back to basics", and working capital loans currently represent an ongoing example of this advice for small business owners. Working capital management is the ... Read >